However, thanks to low-down-payment loans now on the market, homeowners can have keys in hand to that home for sale in Charleston, SC, or San Antonio, TX, with significantly less cash out the door..
Staff is generally incompetent and unhelpful. Their contact center hung up on me twice and when I finally got a hold of Greg, he took down all my information in order to refuse to help me.
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Understanding when is a home equity loan a good idea. A home equity loan is a secured loan. You offer your home up as collateral, and in exchange the bank extends you money that has to be paid back over a specific period. Since your home acts as collateral, you can usually get better terms on the loan than you would without collateral being offered.